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PAYMENT GATEWAY

A payment gateway is an e-commerce application service provider service that authorizes credit card payments for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar.


 A payment gateway facilitates the transfer of information between a payment portal (such as a website, mobile phone orinteractive voice response service) and the Front End Processor or acquiring bank.

PROCESS
The payment gateway is responsible for intermediating the transactions processed between a customers website and bank. After you purchase the product, our staff configure the payment gateway to communicate with your customer merchant bank account. You then configure your website to communicate with the payment gateway. All purchase or refund transaction requests are sent from the website to the payment gateway then onto the merchant bank account. The bank then responds to the request and sends this response back through our payment gateway and onto the website and end user. It is important to note that the payment gateway does not process any transactions; the bank processes all transactions


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